Category Archives: Legal

Choose an Experienced Attorney to Handle Personal Injury Claims

People are injured every day to the point where they need to be compensated. Some of these injuries occur during accidents. Others are due to assaults. Still, other people are injured in accidents that occur in other people’s homes. Many times, the responsible party’s insurance policy compensates the victim. Unfortunately, these payments don’t always get approved in a timely manner, causing the need to hire an attorney.


Most personal injury cases in the United States are settled out of court. Only approximately 5% of injury cases are resolved in the legal system. Injured people typically search for local law firms when they don’t get an offer from the insurance company right away or if the offer they receive is not sufficient to cover their losses. By hiring an attorney, an injured person may get a strong advocate for their rights who has the skill to negotiate a settlement that is appropriate for the injuries they sustained.


Few personal injury cases are heard by courts but when they are, it’s important for the injured person to have an attorney with litigation experience. The court process could be long but going through it might result in much higher compensation for the victim. Before filing a lawsuit, an attorney is likely to make several attempts to negotiate a settlement. An attorney might help an accident victim determine if going to trial is worth the time and expense.

Whether an accident victim settles with the insurance company or takes their case to trial, it is often beneficial to work with an attorney. Accident victims tend to have a lot on their minds following an injury. They often need ongoing medical treatment and may have to take time off of work. These expenses may be recovered through the claims process but without an experienced attorney to help them negotiate a settlement, the process could be frustrating.

Every injury case won’t go to court and in most cases, court isn’t necessary to come to a reasonable settlement. Starting with an attorney who is prepared to go to court might help an injury victim save time in the future if litigation becomes necessary.

When to Consider Bankruptcy Protection

There are several reasons that a person may choose to file for bankruptcy. For many individuals, it’s the inability to pay off mounting debt resulting from large medical expenses, overextended credit, unemployment, or some other reason that has brought them to this point. When the creditors keep calling and threatening letters are an everyday thing, bankruptcy provides the legal means for putting an end to the harassment.

About Bankruptcy

Bankruptcy protection gives an individual a legal way to discharge a debt or make supervised payment arrangements with the court. To file for bankruptcy, an individual must qualify for the program. Once it has been determined that bankruptcy is the route to take, an individual can choose to go through Chapter 7 or Chapter 13 bankruptcy protection.

Chapter 7

Chapter 7 bankruptcy is the most common type of bankruptcy filed by individuals. With Chapter 7 bankruptcy, any nonexempt assets that an individual possesses may be liquidated and sold by a court-appointed trustee to pay back creditors. Chapter 7 does not include a plan for repayment. Once the Chapter 7 bankruptcy paperwork has been finalized in court, the debt is wiped clean, giving the individual a fresh start in life.

Chapter 13

Chapter 13 bankruptcy allows an individual time to reorganize and come up with a plan to pay back part or all of their debt. The payments are spread out over a 3 – 5 year period and are supervised by a court trustee until the debt has been paid in full. Chapter 13 bankruptcy keeps creditors at bay while payments are being made.

After Bankruptcy

When an individual files for bankruptcy, there are long term consequences that should be considered before going through the process. A bankruptcy filing will remain on one’s credit record for 10 years. It may also make it difficult to obtain credit cards, loans, and housing options in the future. However, a debt-free fresh start may far outweigh any negatives associated with bankruptcy.

If a debt has become impossible to pay back, it may be time to seek legal help. Please visit to see what options are available.

Why Should The US Change Marijuana Laws?

In the US, marijuana is not a dangerous drug, and it is all-natural. The effects of the medications are calming and helps some patients manage their medical conditions without heavy medications. Since it is all-natural it is a preferred medication over prescriptions. A local coalition is doing its part to decriminalize the drug and make it legal everywhere.

The Full Medical Benefit of the Plant

Doctors have sung the praises of medical marijuana for decades and still today, some states refuse to legalize the plant. The medication has been proven to be a successful treatment for a multitude of medical conditions. In fact, cancer patients have experienced a reduction in tumor growth and fewer chemotherapy symptoms by using the drug.

Easier to Regulate

The government has approved the legalization of the drug in several states. In the states where it is legal, the state government has regulated the drug effectively and prevented common risks. The most common risk is DUI. However, the effects of marijuana aren’t as harsh as excessive alcohol consumption.

Overpopulated and Unnecessary Prison Sentences

The prisons throughout the US are overpopulated by non-violent offenders due to marijuana charges. The offenses didn’t involve children in most cases and didn’t include the commission of an additional crime, such as burglary or armed robbery. Prisons for profit have capitalized on the non-violent offenders and populated their prisons for capital gains. However, a new coalition is trying to overturn the convictions and set non-violent offenders free.

Improvements in the Economy

The legalization of marijuana in the US has stimulated the economy and improved local regions. Each state that has legalized the drug has seen positive changes in their economy and job growth. If the US legalized the drug, the same benefits could occur throughout the country and reduce the unemployment rate.

In the US, marijuana is a popular medication for a variety of medical conditions. It has proven effective in the treatment of cancer, Parkinson’s disease, and severe depression. The chemical THC has also helped cancer patients regain their appetite and gain weight effectively. To learn more about legalizing the drug and ending prisons for profit visit Marijuana Policy Project Organization right now.